Personal Banking

Cornerstone Community Bank offers a complete range of products, services and technological conveniences with online banking available 24 hours a day, 7 days a week and MasterCardTM ATM/Check Cards.

Checking Accounts / Money Market Accounts

Better than FREE Checking No service charges, no minimum balance, plus you earn interest on any balance.

Silver Checking A flat monthly service charge, plus Free Traveler’s Checks and Bill Pay. With Direct Deposit – monthly service charged is waived.

Gold Checking A flat monthly service charge, plus Free Traveler’s Checks, Bill Pay, Free Cashier’s Checks and Notary Service. Tiered interest, paid monthly.

Gold Plus 50 Checking For 50 plus individuals who want to earn interest on their checking account. No service charge with a minimum balance.

Money Market Limits the number of third-party checks to three per month, yet pays you a higher rate of interest than an Interest Checking Account so your earnings can accumulate faster. No service charge with a minimum balance.

Savings Accounts

Cornerstone Community Bank has two savings programs with no minimum balance required to earn interest with tiered interest rates.
Please call the branch at (530) 529-1222 for current rates.

Standard Savings A great plan for all of our customers. No service charge with a minimum balance.

Gold Savings Same as Standard Savings, plus a higher interest rate is normally paid on a higher balance. No service charge with a minimum balance.

Certificate of Deposit

Do you want safety and security for your investments? Do the ups and downs of Wall Street and mutual funds cause you concern? Put yourself at ease. Place your savings into one of our CDs for a guaranteed return on your investment! Your funds are insured up to the maximum amount allowed by the FDIC.  Please call the branch at (530) 529-1222 for current rates.

• CDs are available in various terms ranging from the short term liquidity of one month to the long term growth of five years, with many options in between.
• Most CDs offer the choice of a monthly interest deposit or monthly compounding to allow your deposits to grow.
• Our CD rates are competitive with other banking institutions in our area. For additional information regarding terms, minimum deposit amounts, penalties, etc., please call us or stop by our office.
• Cornerstone Community Bank offers IRA CD’s with a variety of terms and rates.
• Cornerstone Community Bank offers multi-million dollar FDIC insurance coverage through the CDARS^® program. To learn more click here.

Mortgage Loans

Click here for information on Mortgage Loans.

Personal Loans

Click here for information on personal loan products.