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Business Loans

What matters most is responsive service.

Cornerstone Community Bank is committed to serving your business financing and banking needs. Your needs, your goals, your financial requirements - these are the driving forces that shape the way we approach our work. We welcome the opportunity to create solutions, not sell products.

Business Loans
A Cornerstone Community Bank Business Loan may be your best choice if you need money to:

  • purchase a business
  • expand a business/purchase equipment
  • purchase or refinance owner-occupied commercial property.

In most cases, a preliminary loan decision is available within 48 hours.

Business Lines of Credit
Cornerstone Community Bank can provide you with business lines of credit that offer:

  • a tailored line for specific needs
  • convenience
  • competitive interest rates
  • flexible underwriting guidelines

Commercial Construction Loans
Cornerstone Community Bank is ready to provide financing to builders and developers in our market area. We also have a solid reputation for our expertise in construction lending and are committed to promoting housing construction and development throughout the local market.

Compare us to other sources and you will find Cornerstone Community Bank's program offers benefits that can't be matched.

  • competitive rates
  • fast response on approval, closing and funding

And, we are able to identify potential problems before they occur and offer quick solutions. Financing is available for any of the following types of construction projects:

  • single family construction
  • commercial real estate
  • speculative and custom home construction.

Letter of Credit
A Letter of Credit is provided on behalf of a bank client (borrower) promising that the bank will pay a third party an agreed-on amount of money, provided that certain documents described in the Letter of Credit are properly prepared and received by the bank within a specific time period. Generally Letters of Credit are irrevocable, which once accepted by the third party cannot be altered or canceled by the banks client (borrower).

Talk with our Loan Specialists at Cornerstone Community Bank today! Call us at (530) 529-1222 or Email us


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